Telecom Circle

Mobile Banking, Payments and Financial inclusion is an exciting new field in the mobile space. This is going to impact the way we transact in a big way adding to the convenience. Below are a few reports and papers on how mobile phones are pertinent to banking and commerce:

1. The Next Billion Banking Consumers – This BCG report details the opportunities that are available by financial inclusion of millions of unbanked people. Click here to download the report

2. Financial Inclusion in India – BCG presents the a roadmap for expanding fianancial inclusion in India as part of its Next Billion series in its report published in Nov’07. Click here to download the report

3. Mobile Payments: Mobile Operator Market Opportunities and Business Models – Published in Aug, 2007, this report from Diamond Consulting details the mobile payment business models and the recommendations for the operators. Click here to download the report

4. Mobile Money Transfer – Regulatory Impact on Business Model Choice – This report from GSMA deals with the impact of the regulatory approach to mobile money transfers and its impact on the business model selection. Click here to download the report

5. Enabling regulatory environment for mobile money transfer services – This is a GSM Association report looks at the regulatory environment and how it can impact the mobile money transfer services. Click here to download the report

6. Mobile Payments in Asia Pacific:  This KPMG report considers how m-payment business models are developing and who are the key players. This report was published in 2007. Download KPMG Report on mobile payments now

7. Mobile Money: The Economics of M-Pesa – This is an interesting report from MIT Sloan which a description of the M-Pesa service and a review of the potential economic effects primarily at the household leve, but also in terms of macroeconomic and monetary aggregates. Click here to download the report.